Get Your Ohio Medicare Advantage Quotes Today!
Get all the benefits you’re entitled to while keeping your doctors and keeping out of pocket costs low!
Benefits of Us Comparing Your Advantage Plan Options
Independent
We are an independent agency and often compare over 20+ Medicare Advantage insurance companies to get the lowest annual out pocket costs.
Plan Changes
We review ANOC (annual notice of changes) with clients and let them know what is changing whether it’s loss of benefits, change in doctors or higher costs.
Extra Benefits
We can find plans that may have food cards, free rides to providers, Part B giveback, quarterly OTC benefits or dental, vision and hearing benefits
Special Needs
We have DSNP plans for those on both Medicaid and Medicare, and CSNP plans for those that with qualifying conditions that allows for targeted treatment.
5-Star Plans
Change your plan anytime throughout the year by switching to a 5 star plan that may have lower costs and/or better benefits than what you have right now.
Veterans Benefits
We have plans that will compliment veteran’s VA prescription drug coverage, giving them extra benefits and treatment options they don’t currently have.
Easy Process
After getting your details, plan reviews and recommendations take less than a half an hour, enrollment takes just 10 minutes over the phone.
No Sales Pressure
We don’t pressure people into plans – we simply compare their options for them, let them know what they qualify for and let them make the decision.
Our Six Step Process for Comparing Annuity Quotes
1. Get Details
After determining plan benefits you want quotes on, we’ll gather up some health and prescription drug information to see what plans are available in your area.
2. Shop companies
We compare 15+ Medicare Advantage insurance companies in order to find you the most competitive benefits that also take all your doctors and prescription drugs.
3. Review Options
After reviewing plan options in your area we’ll take 20 minutes going over our recommendation which may entail you staying with your current plan
4. Submit application
Taking an application is easy and effortless as we collect a few details over the phone to fill out the application that we then email to you to electronically sign and submit.
5. Secure coverage
The application will be effective for the following month or the first of the New Year if it was during AEP, and member ID cards will be mailed out within two weeks.
6. Periodic reviews
After coverage is secured, we check in every few months to see if you need anything or have any questions, all the way up to the following AEP to reshop your options again.
Get all the benefits you're entitled to while keeping your same doctors and hospitals
Network Options for Medicare Advantage Plans
Health Maintenance Organization (HMO)
HMO’s are the most popular Advantage plan option, because it allows for keeping costs low for insurance companies so they can in turn add extra benefits that Medicare doesn’t cover. Being in an HMO requires referrals from your primary care provider to see other specialists or providers in network.
Preferred Provider Organization (PPO)
PPO’s usually have less benefits and can be more expensive or have higher max out of pocket (MOOP) costs because of the plan’s ability to see providers both in network or out of network. Seniors staying in network will find themselves paying less out of pocket compared to seeing providers out of network.
Keep In Mind When Comparing Advantage Plans
Change Anytime of the Year
5-star plans allow seniors to get better benefits by changing Advantage plans outside of the Annual Enrollment Period (Oct 15th – Dec 7th) or Medicare Advantage Open Enrollment Period (Jan 1st – March 31st).
Medications Can Break You
Perhaps more important than having certain benefits, the biggest factor in keeping healthcare costs low is choosing a plan that not only takes all your prescription drugs, but at the lowest price compared to other plans.
Confirm Doctor's Location
Be aware of plans that will show your doctor being “in-network” when in fact they’re out of network when it comes to their usual office location you usually see them at, but in-network at another office location you weren’t aware of.