Get Your Ohio Annuity Rate Quotes Today
Don’t let INFLATION or market-risks reduce your nest-egg that you worked so hard for
Why You Want Us to Help You With Your Next Annuity
Annuitization
Whether you’re single and looking for a maximum return or married with a spouse in mind, you have multiple annuitization options to choose from
Low Sales Pressure
We aren’t salesmen, we’re esteemed advisors comparing options for our clients and letting them make a decision on their own time whenever they're ready.
Policy Riders
 Get maximum flexibility with annuity riders that pass on a death benefit to a loved one or multiplies the account when a nursing home is needed
Lock in Growth
 Gains are locked in and immune to market corrections, which makes you immune to down markets that take years if not decades to recover from
Independent
We are an independent agency and often compare over 20+ annuity insurance companies to get the best price for the amount of coverage you’re looking for
Competitive Rates
Don’t throw money away letting your accounts languish in CD’s or in a checking account barely keeping up with inflation, get higher rates with an annuity
Income for Life
Find out how much income you can get for your entire lifetime, your retirement nest-egg will provide you that you GUARANTEE cannot run out or outlive
Different Types
Gain access to Indexed Annuities, Multi-Year Guarantee Annuities (MYGA’s), and fixed annuities with a deferred annuity or immediate annuity (SPIA)
Our Six Step Process for Comparing Annuity Quotes
1. Get Details
After filling out a standard suitability form, we can determine the amount of funds to put into an annuity contract based on income needs and growth objectives.
2. Shop companies
Not every annuity insurance company offers the same rates, riders, or indices (if it’s an indexed annuity) – which is why we shop 15+ companies to get you the highest return on your dollar.
3. Review Options
After getting the quotes we take and package everything together in an easily understandable and organized manner that allows you to make an informed decision.
4. Submit application
We then take 20 minutes over the phone to fill out an application that’s sent to you for review and electronic signature before being sent to the annuity company.
5. Secure coverage
It usually takes 2-3 weeks for asset funds to transfer from their respective fiduciaries to set up the annuity policy. Some additional correspondence might be required to move the funds.
6. Periodic reviews
After the annuity goes into effect, we’ll monitor its performance annually and answer any questions you have, in addition to making any crediting method changes for indexed annuities.
3 in 4 Americans fear outliving their retirement nest-egg, get peace of mind that comes from having a retirement income that you cannot outlive
Your Three Annuity Types: Deferred or Immediate
Immediate
Are you looking for consistent retirement income and want the most monthly income possible right now in retirement? Instead of choosing a SPIA, we’ll take a look at annuity welcome bonuses (up to 10%) and some indexed annuity options with Guaranteed Withdrawal Benefit riders to maximize your monthly income potential.
Deferred
Do you have a nest-egg you want to keep protected from market downturns but also want to grow it too? Maybe you don’t need the funds to live day to day, but it’d be nice to earn a return. We’ll recommend taking a look at some indexed annuities to keep your funds safe from market downturns but allow it the opportunity to grow as if it was in the market.
Optional Riders
The two most popular riders are the legacy benefit rider that passes on a percentage of the funds, not taken up from income taken from the contract, to a spouse or beneficiary. A nursing home rider will either let you take out your funds without a surrender charge or will sometimes multiply the base contract by 200% or 300% in order to fund long term care charges.
Not Sure What Kind of Annuity to Get?
MYGA
Pros: Better rates than CD’s, safer than bonds, and a shorter surrender period
Cons: Penalty fee if withdraw under age 59.5 and gains are capped
Indexed
Pros: Market-like returns while locking in gains from loss and competitive riders
Cons: Longer surrender periods and complex indexing rules
SPIA
Pros: Income for life or period certain, immune to market risk
Cons: Less income than many GWB (guaranteed withdrawal benefit) riders, less options
Variable
Pros: Market returns possible with various investment options
Cons: Higher market risk with unpredictable returns for subaccounts